Local Fiat → Fiat
Customer pays through a local method; provider processes and merchant receives fiat settlement.
PaymentsNova · Funds Flow
Follow the money, not just the integration
A payment architecture becomes clearer when customer payment method, processing, conversion and settlement are separated.
01CustomerHow payment starts
→02MethodCard · APM · Bank · Crypto
→03ProcessingGateway · PSP · Acquirer
→04ConversionWhen applicable
→05SettlementFiat · USDT · USDC
Flow examples
Local Fiat → Stablecoin
Customer uses a local fiat method; a compatible structure may allow settlement in USDT/USDC.
Card → Crypto
A card funds a digital-asset purchase through a compatible on-ramp.
Crypto → Fiat
A digital asset enters an off-ramp and converts to fiat according to provider and jurisdiction.
Crypto → Stablecoin
Processing/conversion allows value to be consolidated into a compatible stablecoin.