PaymentsNova Framework
Modern Payment Architecture
A payment stack is not one provider. It is a chain of layers that must work as one system.
01
1. Checkout / Cashier
The experience where the customer chooses how to pay or withdraw.
02
2. Payment Methods
Cards, APMs, transfers, Open Banking, wallets or crypto.
03
3. Gateway / PSP
Connectivity, processing and access to selected payment rails.
04
4. Orchestration
Routing, multiple providers, rules and redundancy where appropriate.
05
5. Settlement
Fiat, banking, stablecoins or combinations depending on provider and jurisdiction.
06
6. Compliance & Risk
KYC/KYB, underwriting, fraud, jurisdiction and merchant acceptance.
The role of PaymentsNova
Evaluate which layers the business needs, where dependencies exist, and which providers or technologies can be connected into a coherent architecture.
Talk to PaymentsNovaPaymentsNova Review
Start a conversationBring your current flow. We review where the dependencies are.
Markets, methods, providers, redundancy, settlement and critical points in the payment stack.