PaymentsNova · Market Infrastructure
U.S. Payments: ACH, Cards, Wallets & APMs
Evaluate ACH, cards and consumer payment options such as PayPal, Venmo, Cash App and other compatible rails.
Highlighted rail / methodACH
Design the complete flow
The local method is only one layer. Gateway/PSP, acquiring where applicable, routing, reconciliation, settlement and operational continuity also matter.
Customer→ACH→PSP / Gateway→Settlement
Architecture questions
Who can onboard this merchant?Which methods does the customer need?Which settlement currency does the operation need?Is there real redundancy?How is the flow reconciled?What changes by industry?