Resources
Open Banking in Europe
Account-to-account payments, APIs and the role of modern European banking rails.
What it is
Open Banking enables permissioned access to banking/payment functionality through standardized or regulated interfaces.
Payments use case
Account-to-account flows can complement or replace card rails in suitable use cases.
Related concepts
SEPA, SEPA Instant and strong authentication belong to the broader European payment context.
Availability is subject to jurisdiction, provider underwriting, compliance review and partner acceptance.