Architecture Review
Start with the complete system, not a provider.
Explore →PaymentsNova · Decision Center
Start with the problem, not the provider.
Choose the situation closest to yours and move toward the right architecture.
PaymentsNova NavigatorRecommended path
Start with the problem.
Suggested starting pointBrazil · Local payments
This does not confirm availability or approval. It helps orient the architecture and the right questions.
Explore marketSubmit case01
I need to enter a market
Explore LATAM, Brazil, Mexico, Colombia, U.S. and Europe.
Explore →02I need another payment method
Compare local methods, bank rails, cards, wallets and crypto.
Explore →03I have too many providers
Map gateway, PSP, acquiring and orchestration.
Explore →04I need redundancy
Identify single points of failure and useful alternate routes.
Explore →05I need to change settlement
Evaluate fiat, USDT, USDC and hybrid structures.
Explore →06My operation is iGaming
Design cashier, methods, providers, risk and settlement as one stack.
Explore →07I don't know where the problem is
Use the Payment Stack Audit to review the complete system.
Explore →08I already know what I need
Send a Strategy Brief with the concrete case.
Explore →Use the Payment Stack Scorecard →
PaymentsNova Decision Tools
Payment Architecture Tools
Practical resources for moving from a commercial need to verifiable architecture, provider and operating decisions.
Payment Architecture Brief
Organize objectives, markets, rails, providers, funds flow and open decisions.
Open →Payment Architecture Checklist
Review coverage, redundancy, routing, settlement, risk, reconciliation and operations.
Open →Payment Stack Action Plan
Turn gaps into priorities, owners, validations and next actions.
Open →Payment Stack Scorecard
Score stack strengths and gaps to prioritize work.
Open →How to Choose a Payment Rail
Compare rails by market, acceptance, risk, settlement, resilience and integration.
Open →Payment Provider RFP Questionnaire
Compare providers with consistent questions on fit, risk, integration, settlement and operations.
Open →Provider Evaluation Checklist
Evaluate coverage, underwriting, integration, performance, reporting, support and resilience.
Open →Payment Reconciliation Checklist
Control IDs, statuses, fees, refunds, payouts, settlement, FX and exceptions.
Open →Funds Flow
Map how money enters, moves and settles.
Open →Payment Incident & Failover Runbook
Connect redundancy with detection, failover, recovery and reconciliation.
Open →Payment Redundancy
Identify single points of failure and alternate routes.
Open →Settlement & Treasury Matrix
Evaluate asset, frequency, liquidity, FX, custody, reconciliation and contingency.
Open →Settlement
Define currency or asset, frequency, dependencies and contingency.
Open →Payment Orchestration
Understand routing, multiple providers and operational control.
Open →Architecture journey
From diagnosis to operation
A practical sequence for moving from scattered problems to executable architecture decisions.
- 01
Diagnose
Identify stack gaps and weak points.
Open → - 02
Prioritize
Turn findings into decisions and owners.
Open → - 03
Design
Define architecture, rails, funds flow and settlement.
Open → - 04
Validate
Evaluate providers, underwriting and dependencies.
Open → - 05
Operate
Prepare reconciliation, incidents and failover.
Open → - 06
Align
Bring critical decisions into a structured workshop.
Open →